Stop Guessing.
Budget Together.

Forward your bank alerts and DuoCents auto-logs every transaction for both of you. Shared budgets, savings goals, and installment tracking — all in one place. No bank passwords. No spreadsheets.

DuoCents app preview
Why Choose DuoCents

Why Smart Couples Switch to DuoCents

Built for Two from Day One

Your partner isn't a "second account" — they're a full collaborator. Invite them in seconds, set up shared categories, and get a combined real-time view of your finances. No more "Did you log that?"

Zero Bank Credentials. Ever.

We never ask for your bank password, and we don't use Plaid or any third-party connector. Simply auto-forward your bank's notification emails to DuoCents — we handle the data entry. Your bank stays between you and your bank.

Loans, Installments & Interest — Handled

Shared car payment? Joint mortgage? DuoCents tracks installments with full amortization schedules and custom interest rates, so you and your partner know exactly where your long-term money is going.

Fast, Clean, No Nonsense

No crypto tickers. No AI upsells. No 'premium insights' paywalls. DuoCents is a focused, ad-free budget tracker that loads instantly and does exactly what you need — nothing more.

Bank-Grade Security, No Bank Involvement

All data is encrypted in transit and at rest on Cloudflare's global edge network. You get enterprise-level protection without ever handing over a single banking credential.

Features

Everything You Need to Manage Shared Finances

From auto-tracking transactions to monitoring long-term savings goals, DuoCents keeps your household finances organized and visible — for both of you.

Live Analytics

Week-over-week charts show exactly where your household money goes before overspending becomes a habit.

Smart Auto-Tracking

Forward bank alert emails and watch every transaction appear, categorized automatically. No manual entry.

Email-Based Sync

Works with any bank that sends notification emails. No plugins, no open-banking APIs, no credentials needed.

Shared Dashboard

Both partners see the same live view — expenses, income, budgets, and savings all in real-time sync.

Total Spent$2,847
↓ 12%vs last month
This Month
Last Month
Wk 1
Wk 2
Wk 3
Wk 4
Food & DrinksSpent $420
$600
TransportSpent $175
$200
ShoppingSpent $310
$250
Testimonials

What Our Clients Say

Join 139K+ households who stopped fighting about money and started planning together.

❝❝

I used to screenshot my bank app and send it to my husband. Now we both just open DuoCents and see the same thing. It's completely changed how we talk about money.

Sarah Johnson
Sarah JohnsonFreelance Designer
❝❝

The installment tracker alone saved us from two missed loan payments. We finally see exactly what's committed every month before we make any spending decisions.

Esther Howard
Esther HowardStartup Founder
❝❝

My roommates and I split the household budget in DuoCents. The shared dashboard means nobody has an excuse for 'I didn't know we were over budget'.

Brooklyn Simmons
Brooklyn SimmonsOperations Manager
❝❝

I forwarded my first bank email and the transaction showed up in 30 seconds, already categorized. I've tried six budgeting apps — nothing else comes close.

Michael Torres
Michael TorresSoftware Engineer
FAQs

Frequently Asked Questions

Everything you need to know before getting started — from how bank sync works to how your data stays private.

Your Bank Already Sends the Receipts.
Let DuoCents Handle the Rest.

Join thousands of couples and households who stopped fighting about money and started planning together.

DuoCents.com

DuoCents is a next-generation personal finance platform designed to help modern households track expenses, monitor budgets, and make data-driven financial decisions all from one smart dashboard.

© 2025 DuoCents Co. All rights reserved.
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